Dowell Federal Credit Union's Current Rates (Effective date: 02/22/2019)

Auto Loans
(All Vehicles 5,000 miles or less)

*Over $65,000

Term	Base Rate	Range
Up to 48 Months	3.05%	13.05%
Up to 60 Months	3.05%	13.05%
Up to 72 Months	3.35%	13.35%
Up to 84 Months	4.35%	14.35%

Auto Loans
(Pre-Owned Over 5,000 Miles)

*Over $65,000

Term	Base Rate	Range
Up to 48 Months	3.05%	13.05%
Up to 60 Months	3.05%	13.05%
Up to 72 Months	3.35%	13.35%
Up to 84 Months	4.35%	14.35%

Motorcycles and Jet Skis

Term	Base Rate	Range
60 Months or Less (Over 15,000)	4.05%	14.05%
48 Months or Less (Over 15,000)	4.05%	14.05%
48 Months or Less (Under 15,000)	6.05%	16.05%

Motor Homes / Travel Trailers /
Recreational Vehicles

Term	Base Rate	Range
48 Months	4.05%	14.05%
60 Months	4.05%	14.05%
84 Months (20,000 min.)	5.35%	15.35%
120 Months (40,000 min.)	5.35%	15.35%

Boat Loans
New or Used

Term	Base Rate	Range
48 Months	5.05%	15.05%
60 Months	4.05%	14.05%
84 Months (20,000 min.)	5.35%	15.35%
120 Months (40,000 min.)	5.35%	15.35%

Stock Certificates

*70% of Current Market Value

Term	Base Rate	Range
36 Months	5.05%	15.05%

Equipment (New)

Term	Base Rate	Range
60 Months	7.05%	17.05%

Equipment (Used)

Term	Base Rate	Range
48 Months	7.05%	17.05%

Share Secured Loans

Term	Base Rate
60 Months	3.05%

CD Secured Loans

Term	Base Rate
60 Months	3.05%

Signature Loans

Term	Base Rate	Range
12 Months	11.05%	17.99%
24 Months	13.05%	17.99%
36 Months	13.05%	17.99%

Mortgage Real Estate Loans

Base Rate for 750 and above
A 710-749 Base Rate +1
B 670-709 Base Rate +2
C 640-669 Base Rate +4
D 610-639 Base Rate +7
E 609 and Under Base Rate +10

	Term	Range
1st Mortgage Real Estate Loans	120 Months	Call for quote
2nd Mortgage Real Estate Loans	120 Months	Call for quote

*All rates subject to change without notice. Call for current rates