New Membership Application

Become part of the Credit Union by first reviewing the Membership Disclosures and then completing the online Membership Application below, or by printing and returning it to the Credit Union office with either an initial deposit of $5.00 or by electing a Payroll Deduction on the membership application. A new account packet will be mailed to you with the required signature card to sign and return to us.

This is a secured web site. However, if you are uncomfortable completing this application online, Please print the PDF Version and either fax or mail it to us directly.

Set up your account

*If a PO Box is selected for the mailing address, a physical address must be provided.

*Required for eStatements

Designate the ownership/responsibility for the account(s):

Joint Ownership Information:

Payable on Death (POD):

Employer Verification

I hereby make application for membership in and agree to conform to the By-Laws or any amendments thereof in the DOWELL FEDERAL CREDIT UNION.

Account Services:

Payroll Deduction:

I have this day authorized the Paymaster of:
to deduct the following amounts from my pay each payroll period until further notice from me:

This change will be effective in one to two payroll periods.

*Example 100 (No $ symbol or decimal needed)

ATM/Debit Card Signup:

A Debit Card provides account access 24/7. You can access funds from your savings and/or checking when used at an ATM, or you can make point of sale (POS)* purchases drawn off your Electronic Checking Account.

*Requires an open Electronic Checking Account

A Debit/ATM card will be automatically issued to the Primary Owner.
YES, please send a Debit/ATM card for Joint Owner as specified here:

Online Access:

Access your account information 24/7 with online access through our website at You will be automatically enrolled upon opening your membership, a generic password will be mailed to the address on your account. This temporary password will allow you to login and customize your password.


All periodic account statements will be sent to you via secure e-mail to the e-mail address you provided above. If you do not provide an e-mail address, a paper statement will be mailed. E-statements can be saved to your files, printed, or viewed with Adobe Acrobat Reader. The password to open/view your e-statement will be the primary owners Social Security Number (with dashes--i.e. 555-55-5555).

Withholding Information


(A) By signing below, I certify under penalties of perjury that (1) the Taxpayer Identification Number (TIN) shown on this Membership Application Form is my correct TIN and I am not subject to backup withholding either because (a) I have not been notified by the Internal Revenue Service that I am subject to backup withholding as a result of a failure to report all interest or dividends or (b) the IRS has notified me that I am no longer subject to backup withholding.

(B) I am not a U.S. person or U.S. resident alien. (Complete/submit a separate form W-8 BEN)

Submit Applicattion

By pressing the 'Submit' button below, I certify that all statements made here are true and complete and are submitted for the purpose of obtaining a DFCU membership. The credit union is authorized to verify any information necessary to process this request.