Share Certificates (CD's) Are A Great Way To Let Your Money Work For You.
You can earn higher dividend rates by placing your money on a CD versus leaving it in your savings account. CD's are flexible, safe investments that pay you a guaranteed rate for a fixed period of time. You can choose certificate terms from 1, 2, or 3 years. Many investors 'ladder' their certificates, so there are certificates reaching maturity at regular intervals. All CD's require at least a $1,000.00 deposit. Penalties may be incurred for early withdrawal and will affect earnings. Please refer to the Disclosure Document provided by DFCU for the Terms and Conditions of a Share Certificate. For more information about certificates and investment strategies, please contact a DFCU representative at 800-335-7662.
Current Share Certificate Rates
|Share Certificate Minimum||Term||APY||Rate|
|$1,000.00 Minimum||12 Months||.80%||.80%|
|$1,000.00 Minimum||24 Months||.90%||.90%|
|$1,000.00 Minimum||36 Months||1.11%||1.10%|
|$10,000.00 Minimum||12 Months||.80%||.80%|
|$10,000.00 Minimum||24 Months||.90%||.90%|
|$10,000.00 Minimum||36 Months||1.11%||1.10%|
*All rates subject to change without notice. Call for current rates.