Share Certificates (CD's) Are A Great Way To Let Your Money Work For You.

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You can earn higher dividend rates by placing your money on a CD versus leaving it in your savings account. CD's are flexible, safe investments that pay you a guaranteed rate for a fixed period of time. You can choose certificate terms from 1, 2, or 3 years. Many investors 'ladder' their certificates, so there are certificates reaching maturity at regular intervals.  All CD's require at least a $1,000.00 deposit.  Penalties may be incurred for early withdrawal and will affect earnings.  Please refer to the Disclosure Document provided by DFCU for the Terms and Conditions of a Share Certificate.  For more information about certificates and investment strategies, please contact a DFCU representative at 800-335-7662.

Current  Share Certificate Rates

Share Certificate Minimum Term APY Rate
$1,000.00 Minimum 12 Months .80% .80%
$1,000.00 Minimum 24 Months .90% .90%
$1,000.00 Minimum 36 Months 1.11% 1.10%
$10,000.00 Minimum 12 Months .80% .80%
$10,000.00 Minimum 24 Months .90% .90%
$10,000.00 Minimum 36 Months 1.11% 1.10%

*All rates subject to change without notice. Call for current rates.