About Us

Dowell Federal Credit Union - Proudly Serving Our Members Since 1962.

Our Purpose

Dowell Federal Credit Union's primary purpose is to promote financial stability among the membership by providing loans at the least possible cost, paying a fair rate of return on savings, and providing helpful member service. Dowell Federal Credit Union is committed to the credit union philosophy of "people helping people" because we really do care about our members. Since Dowell Federal Credit Union is a financial cooperative, owned by the members and not a handful of bank stockholders, this not-for-profit status allows us to offer competitive loan rates, excellent dividends and a variety of no and low-cost services.

Credit unions, like other financial institutions, are closely regulated, and operate in a very prudent manner. In addition, your money is secure at Dowell Federal Credit Union. Every penny you have at Dowell is insured, to at least $250,000, through the NCUA (National Credit Union Administration), a U.S. government agency.

Our Structure

Unlike banks, credit unions are member owned financial cooperatives; so when you join Dowell, your initial deposit to open a share account establishes your membership and makes you a part-owner. Credit unions are democratically controlled, meaning as a member and part-owner, you have an equal say in how the institution is operated through your vote in the election of the Board of Directors. The dedicated individuals who serve as our Board of Directors are unpaid volunteers elected by and from the membership. They are an important part of Dowell Federal Credit Union's success by providing the support and guidance that allow us to offer competitive, innovative services and products.

Our Privacy Policy

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Our History

A half-century ago, in 1962, Dowell Federal Credit Union was founded in Tulsa, Oklahoma by employees of the Dowell Division of Dow Chemical Company.
Dowell Federal Credit Union is a member-owned financial cooperative currently serving the workforce, retirees, and families of 7 Select Employee Groups (SEG). Our members and directors are currently, or have previously been, employed by one of these SEG's, and our deposits are used to make loans that benefit the employees, retirees, and the families we serve.

Our Mission

Our Mission, as the volunteers and employees of Dowell Federal Credit Union is to provide our members with safe secure investment opportunities with the best possible rate of return. We will do this by investing in government guaranteed securities and federal insured financial institutions, and by making quality loans to the membership.

It is our goal to promote financial responsibility to Dowell Federal Credit Union members and their families. This is accomplished by offering personalized service, financial counseling and, most importantly, by providing a convenient source of credit to financially responsible members at the best possible interest rate.

Our Staff

Rob Holder – President/ CEO

Courtney Dickerson – Operations Manager

Holly Edwards – Lending Manager

Victoria Hancock - Member Service Representative

Brody McKay - Loan Representative/ Collections


Members who have accounts in the credit union are the owners of the credit union

Members elect their board of directors in a democratic one-person-one-vote system regardless of the amount of money invested in the credit union. A credit union's policies governing interest rates and other matters are set by a volunteer Board of Directors elected by and from the membership itself. The Supervisory Committee is responsible to ensure that the credit union's financial condition is presented accurately in financial statements and that management practices and procedures safeguard member's assets. DFCU's Board of Directors comprise of volunteers devoted to ensuring our members receive the best the Credit Union can offer.

Board of Directors

Name Title Serving Since:
Terry Whittle Chairman 1993
Phil Andrews Sec./Treas. 1984
Bud Kunze, Jr. Director 1974
Tommy Hudson Director 1993
David Booker Director 2011
Linda Berry Director 2012
Judith Clapp Director 2013

Supervisory Committee

Name Title Serving Since:
J.T. Stanberry Chairman 1967
Pam McConahy Member 1985
Lois Westbrook Member 2010

Hours of Operation

Day Time
Monday 8:00 am – 4:30 pm CST
Tuesday 8:00 am – 4:30 pm CST
Wednesday 8:00 am – 4:30 pm CST
Thursday 8:00 am – 4:30 pm CST
Friday 8:00 am – 4:30 pm CST
Saturday/Sunday Closed