Rates

Rates

Dowell Federal Credit Union's Current Rates (Effective date: 02/22/2019)

Auto Loans
(All Vehicles 5,000 miles or less)

*Over $65,000

Term Base Rate Range
Up to 48 Months 3.05% 13.05%
Up to 60 Months 3.05% 13.05%
Up to 72 Months 3.35% 13.35%
Up to 84 Months 4.35% 14.35%

Auto Loans
(Pre-Owned Over 5,000 Miles)

*Over $65,000

Term Base Rate Range
Up to 48 Months 3.05% 13.05%
Up to 60 Months 3.05% 13.05%
Up to 72 Months 3.35% 13.35%
Up to 84 Months 4.35% 14.35%

Motorcycles and Jet Skis

Term Base Rate Range
60 Months or Less (Over 15,000) 4.05% 14.05%
48 Months or Less (Over 15,000) 4.05% 14.05%
48 Months or Less (Under 15,000) 6.05% 16.05%

Motor Homes / Travel Trailers /
Recreational Vehicles

Term Base Rate Range
48 Months 4.05% 14.05%
60 Months 4.05% 14.05%
84 Months (20,000 min.) 5.35% 15.35%
120 Months (40,000 min.) 5.35% 15.35%

Boat Loans
New or Used

Term Base Rate Range
48 Months 5.05% 15.05%
60 Months 4.05% 14.05%
84 Months (20,000 min.) 5.35% 15.35%
120 Months (40,000 min.) 5.35% 15.35%

Stock Certificates

*70% of Current Market Value

Term Base Rate Range
36 Months 5.05% 15.05%

Equipment (New)

Term Base Rate Range
60 Months 7.05% 17.05%

Equipment (Used)

Term Base Rate Range
48 Months 7.05% 17.05%

Share Secured Loans

Term Base Rate
60 Months 3.05%

CD Secured Loans

Term Base Rate
60 Months 3.05%

Signature Loans

Term Base Rate Range
12 Months 11.05% 17.99%
24 Months 13.05% 17.99%
36 Months 13.05% 17.99%

Mortgage Real Estate Loans

Base Rate for 750 and above
A 710-749 Base Rate +1
B 670-709 Base Rate +2
C 640-669 Base Rate +4
D 610-639 Base Rate +7
E 609 and Under Base Rate +10

Term Range
1st Mortgage Real Estate Loans 120 Months Call for quote
2nd Mortgage Real Estate Loans 120 Months Call for quote

*All rates subject to change without notice. Call for current rates